0802A – Stock Market Fundamentals
Financial courses offered are for educational purposes only. Katy Independent School District does not endorse any investment opportunities, which might be presented.
0802A – Stock Market Fundamentals
Participants will learn the basic concepts and terminology related to investing in the stock market. Topics covered will include mutual funds, technical analysis, fundamental analysis, stock selection, and commodities. Students will perform activities related to the selection and evaluation of individual stock for a portfolio. Limit 25 students.
Course No. 0802A.1
Teacher: Vincent Doucette
Day: Mondays
Time: 7:00 – 9:00 p.m.
Site: Cinco Ranch High School
Room: 2008 (9th Grade Center)
Tuition: $55
Meeting Dates: September 8, 15, 22, 29
October 6
0803A – Fixed Income Investing
Participants will learn the basic concepts of fixed income investments. Topics covered will include CD’s, tax free bonds, government bonds, investment trusts, government national mortgage association bonds, federal home loan mortgage bonds, and zero coupon bonds. Students will learn to build a portfolio of fixed income investments to meet their needs.
Course No. 0803A.1
Teacher: Vincent Doucette
Day: Mondays
Time: 7:00 – 9:00 p.m.
Site: Cinco Ranch High School
Room: 2008 (9th Grade Center))
Tuition: $55
Meeting Dates: October 20, 27
November 3, 10 ,17
0804A – Leaving Your Job? Don’t Leave Your 401K Behind!
At some point in time, everyone will be faced with a decision of what to do with their 401K. The average person changes jobs 7 times during their lifetime. This class is designed for people who have old 401K’s still with their previous employer or people who are retiring from their companies and don’t know what to do. The decisions you make now can drastically affect the amount of money available to you at retirement. This course will cover five options in addressing your 401K: 1) Draw a monthly pension, 2) Receive the distribution, 3) Leave the assets in the plan, 4) Move the assets to the new employer’s plan, 5) Roll over the distribution to an individual retirement account (IRA).
Course No. 0804A.1
Teacher: Scott Powers, Financial Advisor, AAMS
Day Thursday
Time: 7:00 – 9:00 p.m.
Site: Cinco Ranch High School
Room: 2015 (9th grade center)
Tuition: $10
Meeting Date: October 2
0805A – Retirement Planning Today
Many Baby Boomers retiring in the 21st century will support 25 to 30 years of retirement with resources accumulated during the 35 to 40 years prior to retirement. With the number of retirement years being longer than in the 20th century, the pressures and challenges of retirement will be more stressful to the unprepared or ill prepared. This class, Retirement Planning Today teaches principles, concepts and strategies necessary to prepare for and enjoy the new retirement. A sample of issues that will be addressed is:
• Protecting retirement assets from taxes and inflation
• Accessing retirement plans efficiently
• IRA do’s and don’ts
• Preparing for the high cost of long-term care
• Guarding your estate from the courts
• Changing insurance needs at retirement
The tuition includes one notebook of materials. An additional notebook can be purchased for $30.
Course No. 0805A.1
Teacher: Wayne Copelin, Financial Planner Day: Tuesdays
Time 7:00-8:50 p.m.
Site: Cinco Ranch High School
Room: 1617
Tuition: $59 per person/$79 per couple Meeting Dates: September 9, 16, 23, 30
Course No. 0805A.2
Teacher: Wayne Copelin, Financial Planner Day: Thursdays Time 7:00-8:50 p.m.
Site: Cinco Ranch High School
Room: 1617
Tuition: $59 per person/$79 per couple Meeting Dates: September 11, 18, 25
October 2
0808A – Another Boring Retirement Workshop? Not this one!!
MAXIMIZE YOUR PENSION BENEFITS: AND WHY SHOULDN’T YOU?
Attention PENSION HOLDERS (retired or active) including TRS, ERS, state and federal, plus corporate America:
What you don’t know can cost you tens of thousands of dollars in lost retirement income. If you participate in a pension plan (government or corporate) and have wondered what you need to know about them, this is the one workshop you should attend. With planning, you may be able to increase your retirement income by as much as 20%, without making additional investments to your pension plan or transferring these dollars from your employer (TRS, ERS, county, state, federal pensions, and corporate plans). You may also be able to leave a considerable residual benefit for your estate in the process. If you have a pension are married to someone who does, or have a vested interest in a pension due to divorce, you owe it to yourself to attend. No registration is required, there is nothing to purchase, and the workshop is FREE. Additionally: If you plan to draw retirement income from a 401k, 403b, IRA, etc., come and learn how you can efficiently transfer these dollars from one generation to the next after you have received a lifetime income stream! These FREE one-hour sessions are lead by Ross Raymond.
For more information contact
Ross Raymond at 832-877-7557, or
Email RossRaymnd1@aol.com
Come and bring a friend with you!
Teacher: Ross Raymond
Time: 7:00 – 8:00 p.m.
Tuition: Free
No registration
Choose one of the following dates offered at two locations:
Cinco Ranch High School LGI (2nd floor above main office suite)
Dates: September 23, October 16
Taylor High School Library
(inside main entrance by the flag pole)
Dates: October 28, November 13
0809GS – Women & Money – Taking Charge
Are you financially prepared? How much more peace of mind would you have if you unleashed your financial independence. This class provides mentoring and step-by-step techniques and strategies. Topics include: Attitude and money — Reducing debt — Understanding stocks, bonds and mutual funds - Crafting your own financial plan - Saving for the kids and for higher education - Planning for retirement, including the tax law changes that might affect you in the years to come - Where to go for reliable investment information. Read lessons, participate in exercises, and hold live interactive discussions with your instructor and fellow students in your on-line classroom. Runs for 6 weeks and is self-paced. Complete the lessons on your own timetable. Course requirements include intermediate PC skills. For more information visit www.gsinet.org. Don’t forget to include your email with registration.
Course No. 0809GS.1
Teacher: On-Line Instructor
Tuition: $70
Starting Dates: August 5, September 30
December 2
0811GS – Buying a Business-Nothing Down
Tired of someone else calling the shots and limiting your earnings? How much richer would your life be if you owned your own business? Learn from someone who has been there . . . done that, many times over and now shares his insider, hands on knowledge. There are millions of business owners who are desperate to help the right buyer in a buyout of their business. These business owners must hide behind a curtain of privacy until a smooth transition can be assured. You’ll never see these businesses advertised or even listed with a broker. The risk is just too high. This online class shows you how to part the curtain to put you on the inside track. Topics include: Finding a flexible seller - Doing a financial analysis - Pricing the business - 56 ways to leverage the purchase price - Negotiating techniques-The eight important sources of cash - Loan packaging - Managing the cash flow. Read lessons, participate in exercises, and hold live interactive discussions with instructor Gary Fugere and your fellow students online. Runs for 6 weeks and is self-paced. Complete the lessons on your own timetable. Course requirements include intermediate PC skills. For more information visit www.gsinet.org. Don’t forget to include your email with registration.
Course No. 0811GS.1
Teacher: On-Line Instructor
Tuition: $70
Starting Dates: August 5, September 30
December 2
0812A – The New Retirementality
This seminar is about the changing face of retirement. Learn to start looking at retirement as a beginning, not an end! Three basic questions people ask about retirement are: What will my retirement look like? When will it happen? How do I get there? Learn some innovative ways to look at those questions and take a look at what retirement used to mean versus what “the new retirementality” is. Learn the five “vitamins Cs” of successful aging and begin to envision what your retirement may look like with our exclusive vision cards. Prioritize your retirement needs and connect your savings goals with a future vision.
Teacher: Roylene Ray
Days: Tuesdays & Thursdays
Time: 6:30-8:00 p.m.
Tuition: $20
Course No. 0812A.1
Site: Cinco Ranch High School
Room: 2011 (9th grade center) Meeting Dates: September 9, 11
Course No. 0812A.2
Site: Taylor High School
Room: 123 Meeting Dates: October 7, 9
Course No. 0812A.3
Site: Cinco Ranch High School
Room: 2011 (9th grade center) Meeting Dates: November 11, 13
0813GS – Teaching Adults for Fun and $$$
The market is waiting for your expertise! Stop procrastinating . . . start doing. This online class provides mentoring and step-by-step techniques and strategies for teaching adult classes. Learn from someone on the front line . . . your instructor, Gary Fugere, and his company Growth Strategies teach hundreds of adult enrichment classes each year. Topics include: How the industry works - How to get started - What skills you will need - How to create dynamite presentations - Identifying the hot topics - Sizing up the competition - Marketing yourself - How to establish a fee - Teaching tricks - Tax deductions - Managing the business. Read lessons, participate in exercises, and hold live interactive discussions with instructor and fellow students in your on-line classroom. Runs for 6 weeks and is self-paced. Complete the lessons on your own timetable. Course requirements include intermediate PC skills. For more information visit www.gsinet.org. Don’t forget to include your email with registration.
Course No. 0813GS.1
Teacher: On-Line Instructor
Tuition: $70
Starting Dates: August 5, September 30
December 29
814A – Bankruptcy – Survival After Financial Distress
Congress tried to kill bankruptcy, but don’t fear; it’s alive and well. It’s just a bit more complicated than before. Consumers and small businesses can still file for bankruptcy; they just may have to pay more to do it and will have to meet many more requirements. Learn who typically files for bankruptcy and why, how the system works, and how best to keep what you own. Pre-bankruptcy planning, how to choose a lawyer, and how to land on your feet when the process is over are among the subjects to be covered.
Course No. 0814A.1
Teacher: Adam Schachter
Day: Tuesday
Time: 6:45 – 9:00p.m.
Site: Taylor High School
Room: 122
Tuition: $10
Meeting Date: October 7
0815A – Legal Rights-Protect Yourself from Debt Collectors
Recent changes in the bankruptcy laws have changed the way collectors deal with consumers-they’re even more aggressive than they used to be. Nevertheless, protection against various intrusions into your life and finances is still available. This class will provide you the knowledge necessary to respond to a letter or phone call from a bill collector. Few people, including most lawyers, know that the law gives them significant rights. This class is about those rights that collectors don’t want consumers to know about. Topics include: a form letter that can be sent to make the calls stop; lists of what debt collectors may and may not do; how to determine if an attorney (like the one who teaches this class) is needed and worth their salt.
Course No. 0815A.1
Teacher: Adam Schachter
Day: Tuesday
Time: 6:45-9:00p.m.
Site: Taylor High School
Room: 122
Tuition: $10
Meeting Date: October 28
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